Are Defined Benefit funds the future of South Africa?

Over the past few months, I’ve spent a significant amount of time working within the pension fund environment, reviewing actuarial reports, funding positions, retirement projections, governance structures and long-term sustainability concerns. One thing has become...

Inflation Vs Investments

The most common question we receive from clients, is: How much money will I retire with if I start investing R 500.00pm today. The real question you should be asking is: how much should I be investing to be able to maintain my current lifestyle when I get to...

Chasing the next big thing. Chasing those dreams.

Chasing the next big thing. Chasing those dreams. Living each day and looking for the next promotion. These are the big headlines in our lives every Monday to Friday and for some even 24/7. Even though we are chasing at financial success, have you ever wondered about...

How bias can sink your investment success

Everybody has biases. We make judgements about people, places, and of course, the markets. It is almost impossible not to allow the filters which are created through our emotions and our experiences to impact our investment decision making. The trick is to understand...